Jeff,

You have just touched one of my hot buttons.

Being careful what you agree to these days (since the Gramm-Leach-Bliley Act)involves reading and understanding the reams of legal mumbo jumbo associated with every web site you visit, every offer you receive in snail mail, and every bill or statement of account you receive from corporate entities you do business with. AND...in the mumbo jumbo, you will invariably see the language, "It is assumed that you have read and understood this disclosure if you do not actively object by return mail or by clicking this box." In other words, a court of law will assume that no matter how long the disclosure is, no matter how small the print, no matter how deliberately hypnotic and boring the text is, you have read it carefully and understood that just by sending you this lengthy document they have bound you by it.

And as if this were not enough of an insult, the disclosure warns you that these terms may be changed at any time by the creator--so you'd better damned well study each monthly update they send you and search for and study the disclosure page of each web site each time you visit it.

Why in hell did we permit these bastards to do this to us?